Regardless of which type of bankruptcy you are suitable for, below is the list of the minimum required documentation.

1. Income tax returns for the past 2 years.
2. Pay stubs for the past 6 months.
3. Proof of other income.
4. Copies of the most recent statements of all financial accounts (banks/investments).
5. List of assets.
6. Most recent mortgage statements.
7. List of judgments and lawsuits

Additional documentation may be needed depending on your situation, for a more thorough assessment, please schedule a free consultation with us!

Here is a typical bankruptcy process and what steps are involved:

• Start off by meeting with us.
• We will evaluate all options, including non-bankruptcy (borrowing, refinancing, loan modifications, home equity loans, debt consolidation, etc.) options.
• Make a decision on the course of action.
• If bankruptcy is the option, do we consider Chapter 7, Chapter 11 or Chapter 13?
• Complete consumer credit counseling.
• After filing the case, attend a meeting of creditors, presided over by a court appointed bankruptcy trustee. Occurs about 30 days after filing.
• Complete course in personal financial management.
• Obtain a bankruptcy court-issued discharge approximately 90 days after filing.
• Monitor your credit report.

• Do not try to resolve it on your own directly with the creditors. Creditors are not your friends, they will give you advice that helps them, not you.
• Do not borrow from third parties, family or friends; borrowing only increases your debt load and payments and rarely solves your financial problems.
• Do not withdraw money from your retirement account such as IRA’s and 401(k)’s without first seeking professional advice; there can be major negative income tax consequences.
• Do not start on a loan modification until you have first sought outside professional advice; loan modifications are complicated; it is very difficult to get the best deal on your own or by using family or friends or other non-professionals.

You can read more reviews and feedback in our Client Testimonials page.

We are highly experienced in bankruptcy law, consumer bankruptcy, and individual bankruptcy. We help you stop foreclosures, garnishments, liens, and repossessions. We walk you through every step of the way with pragmatic and sensible approaches.

We serve most of Northern Virginia: Fairfax County, Fairfax City, Prince William County, Manassas City, Manassas Park, Fauquier County, Loudoun County, Stafford County, Alexandria City, Arlington County, and Falls Church.

Our regular office hours are Monday to Friday from 9am-5pm but we can also accommodate you as early as 6am or as late as 8pm by special appointment.